Cursor AI pricing in 2026: what you actually pay

Cursor costs $0 to $200 a month for one person and starts at $30 per seat for teams. The paid plans are Plus at $8, Premium at $30, Super at $100, and Ultra at $200, and any third-party model you use in Cursor, such as Claude or GPT, is billed on top at API list price.

Prices checked on October 14, 2026 on cursor.com/pricing. They exclude taxes such as VAT. Cursor changes its plans often, so check that date before you budget from this page.

As the first Cursor Ambassador in Indonesia, the question I hear most from founders, engineering leads, and freelancers is: how much will Cursor cost my team each month? The seat price is the easy part. The surprise on the bill comes from which models people pick and how they run agents.

How Cursor pricing works now

Since Cursor joined SpaceX in August 2026, every plan draws from one usage pool shared across Cursor and Grok. Three things decide your bill:

1. The plan fee. A fixed monthly price per person, or per seat on Teams.
2. The included usage pool. Higher plans get a bigger pool, measured against Plus. It refreshes every week, so one heavy day does not wipe out your month. Grok Chat, Imagine, and Voice draw from the same pool.
3. Third-party models. Premium and above can use models outside Grok in Cursor, but no plan includes an allowance for them. You pay API list price for every call.

When you use up the included pool, you can buy top-offs or wait for the weekly refresh. Your remaining usage is always visible in Cursor’s settings.

Cursor plans for individuals

Free ($0 a month)

Limited agent and chat requests. Enough to try the editor on a side project. Too little for client work with a deadline.

Plus ($8 a month)

Basic usage and Grok models only. Cursor recommends Plus for social creators with light AI use. For coding I treat it as a cheap way to keep using Cursor, since you cannot switch to a third-party model when a task gets hard.

Premium ($30 a month)

4x the usage of Plus. It adds cloud agents and automations, code hosting through Origin, AI code reviews through Bugbot, and third-party models at API list price. Cursor recommends Premium for people new to AI coding, and it is where I tell most developers to start.

Super ($100 a month)

15x the usage of Plus, plus priority model access at peak times. Cursor’s pick for people who run agents every day.

Ultra ($200 a month)

50x the usage of Plus and the earliest access to new products and models. Cursor’s pick for power users who run long or parallel agent sessions.

Cursor pricing for teams

Teams starts at $30 per user a month. Each seat gets 4x to 50x the usage of Plus depending on its seat tier, and you can mix seat types on one team. On top of the individual features, Teams adds:

• Centralized billing and administration.
• Usage analytics in the admin dashboard.
• Team-wide privacy settings and custom chat data retention.
• SAML and OIDC single sign-on.
• A team marketplace for internal rules, skills, and plugins.

Enterprise is a custom contract. It adds pooled usage, invoice or PO billing, SCIM seat management, audit logs, granular spend limits by group, and access controls for repositories, models, and MCP servers.

The part of the bill people miss: third-party models

The plan price covers Grok models. If your team prefers Claude or GPT for some jobs, that usage is billed separately at the provider’s API list price, on every plan, with nothing included. Five people on $30 seats pay $150 a month before a single third-party model call.

That is where budgets drift. Decide which jobs deserve a third-party model, and set a spending cap before the first long agent run.

For a number that fits your team, use my Cursor cost estimator. Pick a team size and how hard people lean on agents, and it suggests a plan and a monthly total from the same prices as this post.

What drives your cost on client work

In client work and team coaching, I rarely see a bill grow because of the seat price. It grows because of agent habits:

1. Dumping the whole codebase into context. Pointing an agent at a large monorepo with no file boundaries sends huge context windows. It burns usage fast, and the diffs often get worse because the model gets distracted by unrelated files.

2. Paying API list price for mechanical work. Renaming variables or formatting a CSS file on a third-party frontier model is money you did not need to spend. Keep those models for architecture calls, hard migrations, and difficult debugging.

3. Unfenced agent loops. Ask an agent to “make this work” without naming the files it may touch, and it will go through round after round of edits, tests, and errors, spending usage on every pass.

Four habits that keep the bill predictable

1. Fence your context. Reference only the two or three files the change needs instead of the whole repository.
2. Set a spending cap early. Cap third-party model spend before anyone needs it, so a long agent run cannot surprise you.
3. Use project rules. A clean .cursor/rules/*.mdc file stops the agent from installing packages you do not need or inventing duplicate helpers. You can download mine from the Cursor rules library.
4. Check usage midweek. The allowance refreshes weekly, so look at your remaining usage in settings around Wednesday instead of waiting for the invoice.

Frequently asked questions

How much does Cursor cost per month?

Free is $0, Plus is $8, Premium is $30, Super is $100, and Ultra is $200 a month. Teams starts at $30 per user a month, and Enterprise is a custom contract. Third-party model usage and taxes are extra.

Which Cursor plan should I pick?

Cursor recommends Premium if you are new to AI coding, Super if you run agents every day, and Ultra if you are a power user. My advice: start on Premium, watch how often you hit the weekly limit for two weeks, and move up only if you keep hitting it.

Are Claude and GPT included in Cursor plans?

No plan includes an allowance for third-party models. On Premium and above you can still use them in Cursor, billed separately at API list price. Plus is limited to Grok models.

Does the Cursor usage limit reset monthly?

It refreshes weekly. If you run out before the refresh, you can buy top-offs or wait.

Will Cursor train on my code?

Turn on privacy mode in settings, or have a team admin turn it on for everyone. With privacy mode on, Cursor guarantees your code data is not used for training by Cursor or its model providers.

Helping your team ship with Cursor

Buying Cursor seats is easy. Getting a team to write clean, reviewable code with it takes deliberate habits: repo rules, prompt guardrails, and a review standard for AI-written diffs. My Cursor guide collects what I use.

If you want me to set those up with your team, see Cursor mentoring for teams.